Color palette with four muted pastel shades arranged in a stepped pattern on a white background.
Stocker
Dr. Georg Stocker,
Chairman of the Board of Management

“Deka generated added value for our customers and shareholders once again in 2025. Our business model is stable and fit for the future, and we are continuously investing in people and new technologies.”

Foreword by the Board of Management

At a Glance

Economic
result
in €m
Total of AM and
Deka certificate volume
in €bn
Total sales
in €bn
Common Equity
Tier 1 capital ratio
in %
19.8
31.12.24
(as per CRR II)
21.2
31.12.25
(as per CRR III*)
Cost / income
ratio
in %
59.2
2024
59.0
2025
Return on equity before tax
(balance sheet)
in %
New investment
savings plans
~0
in 2025
~583.000
in 2024
Utilisation of
risk appetite
in %
* without transitional provisions
Financial indicators
Economic
result
in €m
Total AM and
Deka certificate volume
in €m
Total sales
in €bn
Common Equity
Tier 1 capital ratio
in %
19.2
31.12.23
19.8
31.12.24
Cost / income
ratio
in %
54.4
2023
59.2
2024
Return on equity
before tax
(balance sheet)
in %
New investment
savings plans
~0
in 2025
~583.000
in 2024
Utilisation of
risk appetite
in %
Pfeil links
Pfeil rechts
* without transitional provisions
Stocker
Dr. Georg Stocker,
Commentary on sustainability

“Sustainability and corporate governance are and will remain fundamental to the Deka Group’s business philosophy.”

Michael Hahn
Head of Finance
Tobias Versen
Head of Reporting & Rating
Sven Jacoby
Head of External Financial Reporting & Rating